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No More Hidden Loan Charges For Retail Borrowers As RBI Mandates 'Key Facts Statement'

Starting October 1, 2024, retail loan borrowers will have greater clarity on how much their loan act...

Personal Loan Vs Overdraft: What's Better And How They Differ

A personal loan and an overdraft are quite different from each other and have specific use cases. Le...

Pause Your Shopping: Is No-Cost EMI Really a Free Ride? Read This Before You Swipe

By breaking down the cost of a purchase into smaller, fixed monthly payments, consumers can better m...

Check CIBIL Score Without PAN Card, Here's What You Need To Do

CIBIL score plays a pivotal role in financial transactions, particularly when seeking loans or credi...

Can You Borrow More Money From Existing Loan? What Is Top-up Loan, Check Benefits

In need of extra cash? A loan top-up could be the answer. It lets you borrow more on top of your exi...

Interest-Free Loan To Bank Staff Is Taxable As Fringe Benefit: Supreme Court

The Supreme Court has ruled that interest-free or concessional loans offered by banks to their emplo...

RBI Asks NBFCs To Strictly Adhere To Rs 20,000 Cash Loan Payout Limit

The Reserve Bank of India (RBI) on Wednesday (May 8) sent a letter to select non-banking financial c...

Is Prepayment Of Home Loan A Good Option? Here’s What Experts Have To Say

If you have taken out a home loan in the past one or two years, the rise in interest rates has likel...